First Actuary is an actuarial consulting organisation proudly established in Jersey.
First Actuary specialises in providing consulting support to local organisations using the specialist skills and attributes of qualified actuaries.

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Managing Director

David has a wealth of experience in delivering actuarial services in the Channel Islands.  Prior to establishing First Actuary, David worked for a Guernsey based  firm of consulting actuaries, where he was responsible for business development and leading the delivery of pension and investment consulting services in Jersey.

David studied Actuarial Mathematics at university and worked for Standard Life in Edinburgh before moving to Guernsey with his family in 2003.

In 2004  he completed his actuarial qualification to become a Fellow of the Faculty of Actuaries while working for a large European insurance company, where he gained expertise in both life and non-life insurance.  David then joined Guernsey consultants BWCI where he worked initially as an investment consultant, advising pension, corporate and charity clients.

In 2008 David took a year out to travel with his family, before relocating to Jersey with BWCI.  David led business development and the delivery of pension and investment consulting services in the island until the end of 2011.

David established First Actuary in 2012 to provide a responsive and tailored service to clients seeking high value actuarial solutions in Jersey.

In addition to traditional actuarial work in pensions and insurance, David has expertise in the audit, development and improvement of calculation processes.  In particular David promotes greater automation and a more robust approach to custom applications in commonly used software including Excel, Access and VBA.


  • BSc (Hons) Actuarial Mathematics and Statistics - Heriot Watt University, Edinburgh (2000)

  • Fellow of the Institute and Faculty of Actuaries (2004)

  • Member of the Chartered Institute for Securities and Investment (2009)


David lives in St Helier with his wife, Nicola, and three boys.  They enjoy the outdoor lifestyle in Jersey and can often be found at the beach, cycling on the roads or running on the cliffpaths of Jersey.

David is a former elite triathlete having been part of the British Olympic Triathlon Squad and represented Scotland, Jersey, Guernsey and Great Britain in international triathlon competition.  He still takes part in local sport and is heavily involved in the organisation of triathlon in Jersey and is the former head coach of Aztec Jersey Tristars.

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Pension Consultant

Michael has enjoyed a long career in financial services in Jersey, primarily within wealth management and advisory services.  Prior to joining First Actuary in 2017 he was a Director at Moore Stephens Financial Management for many years where he specialised in fields as diverse as advising private clients on investments and pensions to arranging “beauty parades” and analysing performance of externally managed trustee portfolios.

Michael studied Metallurgy & the Science of Materials at Birmingham University and after a spell in industry, he returned to Jersey where he joined Britannia Investment Management, progressing to become International Marketing Manager promoting their range of funds in the UK and elsewhere.  In the late 1980s he left to form Fortress Financial Services, an IFA business, with a former colleague which they ran successfully until 2000 when they were bought out by Moore Stephens.  

Michael is relishing the new challenges he now faces in assisting First Actuary as well as enjoying a slightly more relaxed approach to life in general.


  • Birmingham University - BSc in Metallurgy & the Science of Materials

  • Hollings College, Manchester - Postgraduate Diploma in Management Studies

  • Chartered Insurance Institute Financial Planning Certificate

  • CISI’s Private Client Investment Advice and Management (PCIAM) with Merit

  • ICA’s Certificate in Compliance with Merit


  • Chartered Wealth Manager

  • Chartered Fellow of the Chartered Institute for Securities & Investment (Chartered FCSI)

  • Chartered Insurance Institute Financial Planning Certificate (Cert PFS)

  • Member of the Personal Finance Society

  • Associate of the International Compliance Association


Michael lives in Grouville with his wife Helena and their daughter. He enjoys walking with the family’s dogs and follows many diverse sports, most especially cricket, rugby and Formula 1.

He is well travelled and enjoys spending time with family and friends.  Now that his work life is less frantic, he has taken on the Presidency of Diabetes Jersey which is a charity that provides support and funding for the work of the Jersey Diabetes Centre, as well as assisting those with the condition and raising awareness amongst the public of the need for testing.